Why SmartCare
Roughly 60% of U.S. personal bankruptcies involve medical debt. By removing deductibles and coinsurance, SmartCare keeps a covered medical event from becoming medical debt — while typically costing 20–30% less than comparable traditional group plans.
- ✓Debt-free design — no deductibles, no coinsurance.
- ✓Built for small business — as few as 2 employees, all 50 states.
- ✓Stable & predictable — major networks, stop-loss/reinsurance, 2-year rate lock.
- ✓Guided, digital — a licensed advisor and digital enrollment, end to end.
SmartCare is offered through InsurTech Hub and licensed representatives. Rates are illustrative; benefits, eligibility, and pricing are confirmed at underwriting, and savings vary by group. This is a request for information, not an offer of coverage.
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